Skip to main content
Plawa Bali

Mortgage simulator

Home mortgage simulator

Enter price, down payment, tenor and interest rate. The result estimates a fixed monthly installment, not a bank offer.

Schedule a visit
Simulation inputs

Project prices are not shown. Enter the price you received from the developer.

The developer's posts state a 20% down payment. Limited to 0 to 100%.

Between 1 and 30 years.

Use the rate from the bank offer you received. Limited to 0 to 100%.

Simulation result

Simulation, not a bank offer

Monthly installment

Enter the house price and annual interest rate to see a result.

How it is calculated
  1. Loan principal = house price minus down payment.
  2. Monthly rate r = annual rate divided by 12 divided by 100.
  3. Number of months n = tenor times 12.
  4. Installment = principal x r / (1 - (1 + r) to the power of -n). With a 0% rate, installment = principal / n.

The calculation assumes a fixed rate for the whole tenor. Banks may use tiered rates, fees, insurance and other conditions, so actual installments can differ.